PROTECTION
FAMILY PROTECTION
Family Protection means that should you die, the Life Assurance Company will pay out a lump sum of money. This is then used to provide your loved ones with an income enabling them to maintain a standard of living that they have become accustomed to. In certain circumstances, we may also be able to add Critical Illness cover which will pay out on the diagnosis of certain health events.
MORTGAGE AND LOAN PROTECTION
Mortgage and Loan Protection are where should you die or in certain circumstances suffer from a critical illness, the loan will be repaid. This means that you can continue to live in your home free from loan and mortgage debt.
INCOME PROTECTION
Income Protection is where if you are long term disabled, after a qualifying period, the policy will pay out an income. This means that should you be off work long term through illness or disability, you will have an income enabling you to pay bills and continue with your life.